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Understanding a Pawn

January 2, 2019

Understanding a Pawn
For many people there is still a mystery around what a pawn really is.  A pawn is a collateralized loan.  In banking, the banker utilizes the 4 C’s (credit, capacity, character, and collateral) in making a loan decision.  In an initial visit to the pawn shop, the pawnbroker focuses totally on the collateral or item that the person is pawning until a relationship is established.  If the pawnbroker finds that the customer picks up their...
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Recent Blogs

Understanding a Pawn

January 02, 2019

Understanding a Pawn

For many people there is still a mystery around what a pawn really is.  A pawn is a collateralized loan.  In banking,…

Pawning Jewelry

June 08, 2018

Pawning Jewelry

Most of the fears we have are of the unknown.  Why is jewelry such a great item to borrow money against?  If…

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